{"id":939,"date":"2021-12-15T19:12:25","date_gmt":"2021-12-15T19:12:25","guid":{"rendered":"https:\/\/mirabilishomes.com\/staging\/blog\/?p=939"},"modified":"2021-12-16T15:03:28","modified_gmt":"2021-12-16T15:03:28","slug":"how-our-intro-program-works","status":"publish","type":"post","link":"https:\/\/stg.mirabilishomes.com\/blog\/how-our-intro-program-works\/","title":{"rendered":"HOW OUR INTRO PROGRAM WORKS"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"939\" class=\"elementor elementor-939\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-740b7d8 elementor-section-height-min-height blog-breadcrumb-section elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"740b7d8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-45b52b4\" data-id=\"45b52b4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b21db70 elementor-widget elementor-widget-heading\" data-id=\"b21db70\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">News Details<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-753c2b0 elementor-widget elementor-widget-elementskit-breadcrumb\" data-id=\"753c2b0\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-breadcrumb.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" ><ol class=\"ekit-breadcrumb\"><li><a href=\"https:\/\/stg.mirabilishomes.com\/blog\">Home<\/a><\/li><\/ol><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-69cd4fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69cd4fa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d032f1e\" data-id=\"d032f1e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-714a6aa elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"714a6aa\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-xl\">HOW OUR INTRO PROGRAM WORKS<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7402ef6 elementor-widget elementor-widget-post-info\" data-id=\"7402ef6\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-11e5c3b elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-calendar\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\tDecember 15, 2021\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f20441a elementor-widget elementor-widget-text-editor\" data-id=\"f20441a\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you are here, it is likely that you are interested in becoming a homeowner. Well, we\u2019ve got great<br \/>news, you are in the right place! In this post, you will learn how our \u201cInvesting Towards Real Estate<br \/>Ownership (INTRO) Program\u201d works. But first, let us tell you what inspired us to create this program.<\/p><p>\u00a0<\/p><p><strong><span style=\"text-decoration: underline;\">Home Ownership is harder than ever<\/span><\/strong><\/p><p>We get it, we\u2019ve been there. Saving enough for a down payment and qualifying for a mortgage is a real<br \/><a href=\"https:\/\/www.wsj.com\/articles\/for-many-home-buyers-a-5-down-payment-isnt- enough-11624095181\">challenge<\/a> .<\/p><p>\u00a0<\/p><p>Did you know that over half of US renters cite \u201cDifficulty with a down payment\u201d<br \/>as their main affordability <a href=\"http:\/\/www.freddiemac.com\/research\/consumer- research\/20190626_new_survey_affordability.page?\">challenge<\/a>?.<\/p><p>\u00a0<\/p><p>Additionally, for the past decade, the sky-rocketing cost of education, healthcare, and rent (to name a few) have far outpaced wage <a href=\"https:\/\/www.businessinsider.com\/reopening-inflation-minimum-wage-decade-lows-labor-market-pay- growth-2021-6?r=MX&amp;amp;IR=T\">growth<\/a>, resulting in a record number of millennials being left out of the homeownership pool. Saving money is harder than ever. Enter Mirabilis\u2019 INTRO Program. Our program is designed to help you become a homeowner with no down payment and zero additional debt.<\/p><p>Our mission is to make homeownership accessible for everyone and that is why we have designed the most flexible co-ownership program yet.<\/p><p>\u00a0<\/p><p>Here is how it works:<\/p><p><a href=\"https:\/\/www.youtube.com\/watch?v=scMfr2qyh0c&amp;t=2s\">Check our explanatory video!<\/a><\/p><p>\u00a0<\/p><p><span style=\"text-decoration: underline;\">Mirabilis\u2019 <strong>INTRO<\/strong> <strong>Program<\/strong> (in 5 easy steps):<\/span><\/p><p>\u00a0<\/p><p><span style=\"text-decoration: underline;\"><strong>1. Get Prequalified:<\/strong> <a href=\"https:\/\/www.mirabilishomes.com\/sign-up\">Here<\/a>!<\/span><br \/>It is free and doesn\u00b4t affect your credit score. We\u00b4ll only ask a few basic questions, and then you\u2019ll be on your way! Our simple questionnaire takes less than 5 minutes to fill and if you do get pre-qualified, we will let you know immediately.<\/p><p>\u00a0<\/p><p>2. <a href=\"https:\/\/www.mirabilishomes.com\/search\"><span style=\"text-decoration: underline;\"><strong>Find your Dream Home<\/strong><\/span><\/a>:<\/p><p>Use our search tool to find your dream home. If you have a home in mind that is not currently listed on our website, give us the details and we will be happy to work with you.<br \/>When looking for a home you are free to work with your agent or if you need help in selecting a home, let us know and we will pair you with a local expert.<br \/>After you find your dream home, you will need to submit an application and get fully approved, this process is also quick if you meet all of the requirements. When entering our INTRO Program, you will be required to make a small down payment (1-3% in most cases).<\/p><p>Congrats, you have begun your homeownership journey!<\/p><p>\u00a0<\/p><p>3. <span style=\"text-decoration: underline;\"><strong>Move in and pay monthly market rent<\/strong><\/span><br \/>Now this is where things get interesting. After you\u2019ve found your home, you move in and start paying monthly market rent. Every month, you have the option, but not the obligation, to pay a little extra. These additional payments will increase your share of ownership. These payments are completely flexible and you decide if, when, and how<br \/>much to contribute depending on your specific life circumstances. Remember that this is a long-term (up to 10 years) and highly flexible program.<br \/>Both your monthly rent and the value at which you can purchase ownership units are pre-set for the entire duration of the program so no surprises there!<\/p><p>\u00a0<\/p><p>4. <span style=\"text-decoration: underline;\"><strong>Grow your Equity<\/strong><\/span><br \/>Those small optional payments you make will continue to grow your ownership share in the house. However, even if you do not make additional payments our TURBO reinvestment Program is continuously working for you.<br \/>The house generates annual profits and because you are now co-owner of the house, some of those profits belong to you (based on the % ownership that you own). Our TURBO Reinvestment Program automatically invests that money on your behalf to continue growing your equity, talk about making your money work for you!<\/p><p>\u00a0<\/p><p><strong>5. <\/strong><span style=\"text-decoration: underline;\"><strong>Become a Home-Owner!<\/strong><\/span><br \/>You can decide to buy 100% of your home through the optional contributions, you have up to 10 years to do this. Additionally, at any point during the INTRO Program &#8211; for example when you have built enough equity so that a down payment is no longer required by a bank &#8211; you can apply for a mortgage and buy the share that you do not already own. Congratulations you are now a homeowner!<\/p><p>\u00a0<\/p><p><span style=\"text-decoration: underline;\"><strong>A few things to consider:<\/strong><\/span><br \/>You can leave the program at any point in time: If at any point during the program you decide to leave, we will simply put the house for sale on the open market and distribute the proceeds based on your<br \/>share of equity ownership. You even take any appreciation with you!<br \/>You can transfer your equity: If you decide to move to another city or want a different home, you can simply transfer the equity in your existing home into your new one.<\/p><p><span style=\"text-decoration: underline;\"><strong>We take care of administrative tasks<\/strong><\/span>: While you are in the program we will take care of property taxes, insurance, repair costs, etc. You do not need to worry about any of this.<\/p><p>\u00a0<\/p><p>Talk to us <a href=\"mailto:help@mirabilishomes.com\">help@mirabilishomes.com<\/a> to learn more, we are here to help you make your homeownership dreams cometrue.<\/p><p>\u00a0<\/p><p>Remember with Mirabilis Homes if you can dream it, you can own it!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d52460 elementor-widget elementor-widget-eael-divider\" data-id=\"1d52460\" data-element_type=\"widget\" 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elementor-inner-section elementor-element elementor-element-1178682 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1178682\" data-element_type=\"section\" id=\"tags\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-94aabf5\" data-id=\"94aabf5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c9a8b2 elementor-widget elementor-widget-heading\" data-id=\"0c9a8b2\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Related 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elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fc8eaa4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-59578c4\" data-id=\"59578c4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d7e4caf elementor-widget elementor-widget-eael-divider\" data-id=\"d7e4caf\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"eael-divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"eael-divider-wrap divider-direction-horizontal\">\n\t\t\t\t\t\t\t<div class=\"eael-divider horizontal solid\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c0b170 elementor-post-navigation-borders-yes elementor-widget elementor-widget-post-navigation\" data-id=\"4c0b170\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"post-navigation.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-post-navigation\">\n\t\t\t<div class=\"elementor-post-navigation__prev elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/stg.mirabilishomes.com\/blog\/how-is-our-intro-co-investment-program-different-than-rent-to-own-2\/\" rel=\"prev\"><span class=\"elementor-post-navigation__link__prev\"><span class=\"post-navigation__prev--label\">Prev Post<\/span><span class=\"post-navigation__prev--title\">Everything you need to know about buying your first home<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t\t\t\t\t\t<div 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Well, we\u2019ve got greatnews, you are in the right place! In this post, you will learn how our \u201cInvesting Towards Real EstateOwnership (INTRO) Program\u201d works. But first, let us tell you what inspired us to create this&hellip; <a class=\"more-link\" href=\"https:\/\/stg.mirabilishomes.com\/blog\/how-our-intro-program-works\/\">Continue reading <span class=\"screen-reader-text\">HOW OUR INTRO PROGRAM WORKS<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":937,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[13],"tags":[5,4],"_links":{"self":[{"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/posts\/939"}],"collection":[{"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/comments?post=939"}],"version-history":[{"count":16,"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/posts\/939\/revisions"}],"predecessor-version":[{"id":1063,"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/posts\/939\/revisions\/1063"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/media\/937"}],"wp:attachment":[{"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/media?parent=939"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/categories?post=939"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stg.mirabilishomes.com\/blog\/wp-json\/wp\/v2\/tags?post=939"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}